Checklist: Living Separately Under the Same Roof

Have you and your spouse decided to get a divorce but are still living in the same house? There may be compelling reasons to do so — you can’t afford separate places, you want to maintain a stable family situation for your children, proximity to your place of employment, etc.

Your date of separation has legal implications in many states. It can be tricky proving that you are really separated if, for family or economic reasons, you are still living together in the same house.

Here is a checklist of what you should do if you and your spouse are still living together but are separated.

  • Establish and maintain the intent to separate permanently or indefinitely.
  • Use separate bedrooms.
  • Do not engage in romantic or sexual intimacy.
  • Stop wearing wedding rings.
  • Don’t shop for your spouse’s food, prepare his meals, or shop for his clothing and other necessities.
  • Don’t let your spouse shop for you, and don’t use his food or other purchases.
  • Do not eat meals together, except for special occasions such as holidays or children’s birthdays.
  • Make each spouse responsible for caring for their own space within the home, such as a bedroom.
  • Make each spouse responsible for doing their own laundry.
  • Use a separate and secure computer.
  • Use a separate and secure telephone/cell phone for personal and business calls.
  • Establish separate checking accounts.
  • Cease socializing together, e.g., do not attend parties, movies, theater, etc. together.
  • Do not attend church together.
  • Where there are minor children, interact as parents only where strictly necessary from the children’s perspective and their well-being, e.g., meeting with school officials. If you both attend your child’s game, don’t sit together.
  • Don’t give gifts to your spouse for birthdays, Christmas, anniversary, Valentine’s Day, etc.
  • Let close associates and relatives know that you are not living as man and wife, but are separated within the residence.
  • Have a third party come to the home from time to time to personally observe the two spouses’ separate and distinct living quarters (bedrooms, bathrooms, etc.).
  • Utilize separate entrances to residence if feasible.
  • Be prepared to explain why you are living separately under the same roof, e.g., financial considerations; unavailability of separate residence; easing children’s transition to parental separation, etc.
infographic of information in blog

273 thoughts on “Checklist: Living Separately Under the Same Roof”

  1. Ive been married 30 years together 34. i want to leave but dont know where to go or how. We have four sons all adults. my problem is he is ok with the situation, if i stay or go doesn”t matter. How do you stop the hurt, his income is much greater, i couldnot keep the house alone. I still work two jobs he is retired. What options do I have?

  2. Been married for 23 years and together for 25. Three beautiful children of 21, 19 and 14. We live together in separate bedrooms for the past 1.5 years but share everything. We do tread each other with gifts, shop together and have a great loving friendship. When he is around we have fabulous sex. We are both moving abroad in seperate houses and will always care for each other as we are parents of great kids and were in each other’s lives for so long. It’s all about acceptance. If you accept that you will separate but will be in each other’s live as parents and friends everything is possible! Just be mature and not bitter about it. We love each other enough to wish each other happiness.

  3. been married for 10 years live in separate bedroom for the last 2 my wife has issues from being very verbal to just dam mean-i had enough i call her the b word -and she went off the wall -but if i ask for a divorce she cries and said she loves me .should i stay or should i go now she nice— wow for now

  4. Charity Boswell

    What if my husband is angry about it and doesn’t agree with the living separate and under the same roof but doesn’t want to leave and I can’t afford to leave and he is verbally abusive? What can I do then? We are both care takers for the home we live in and barely pay rent. However, I am afraid that he is trying to provoke so that I will leave. He breaks my things, throws my things around the house but doesn’t hit me. I am lost because I don’t want to leave yet because I am not sure where I can go yet. We don’t have children and I have separated my account. Can you give any advice?

  5. My sister wants to leave her husband, but he wouldn’t let her work, so she has no money. She’s considering living separately in their house, but doubts he’d go for it. He refuses to get health insurance and recently she went to the hospital and they found a mass. They want to send her to Dallas for surgery, but he refuses to have anything to do with it; he says they should just sit back and let God heal her. She can’t get assistance because he won’t allow her access to his financial records. (I doubt he files taxes and this is the reason he’s so secretive). He’s one of those types who thinks government rules should apply to everyone but him because he’s God’s personal spokesperson. Her mother died with ovarian cancer and now she has a huge mass on her ovary, so you can imagine how scared she is. I just wonder if there’s anything she can do to get assistance. Our brother and I are dirt poor, so we can’t help much.

    1. My husband and I are deaf couples been married for 21 years. I have a affair with man for 4 years also live with me in same under roof which my husband and I are separate room for 4 years. We live in Maryland not know if I get in hot water ? The reason I decided let marriage down cuz of his sister and father always gossiping and controls over us. No vacations, financial crisis and his weird family controls our good marriage. I still see my counsel my boyfriend too. I tried to save the marriage to asked him go with me see the counsel he refused because pastor church said God will heal without helps. Help me please but I do love my 4 years boy friend

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