Checklist: Living Separately Under the Same Roof

Have you and your spouse decided to get a divorce but are still living in the same house? There may be compelling reasons to do so — you can’t afford separate places, you want to maintain a stable family situation for your children, proximity to your place of employment, etc.

Your date of separation has legal implications in many states. It can be tricky proving that you are really separated if, for family or economic reasons, you are still living together in the same house.

Here is a checklist of what you should do if you and your spouse are still living together but are separated.

  • Establish and maintain the intent to separate permanently or indefinitely.
  • Use separate bedrooms.
  • Do not engage in romantic or sexual intimacy.
  • Stop wearing wedding rings.
  • Don’t shop for your spouse’s food, prepare his meals, or shop for his clothing and other necessities.
  • Don’t let your spouse shop for you, and don’t use his food or other purchases.
  • Do not eat meals together, except for special occasions such as holidays or children’s birthdays.
  • Make each spouse responsible for caring for their own space within the home, such as a bedroom.
  • Make each spouse responsible for doing their own laundry.
  • Use a separate and secure computer.
  • Use a separate and secure telephone/cell phone for personal and business calls.
  • Establish separate checking accounts.
  • Cease socializing together, e.g., do not attend parties, movies, theater, etc. together.
  • Do not attend church together.
  • Where there are minor children, interact as parents only where strictly necessary from the children’s perspective and their well-being, e.g., meeting with school officials. If you both attend your child’s game, don’t sit together.
  • Don’t give gifts to your spouse for birthdays, Christmas, anniversary, Valentine’s Day, etc.
  • Let close associates and relatives know that you are not living as man and wife, but are separated within the residence.
  • Have a third party come to the home from time to time to personally observe the two spouses’ separate and distinct living quarters (bedrooms, bathrooms, etc.).
  • Utilize separate entrances to residence if feasible.
  • Be prepared to explain why you are living separately under the same roof, e.g., financial considerations; unavailability of separate residence; easing children’s transition to parental separation, etc.
infographic of information in blog

273 thoughts on “Checklist: Living Separately Under the Same Roof”

  1. I have to say that my husband and are I separated but living together. It’s for no reason other than maybe hope of reconciliation and to keep the family together. It’s probably wrong but he has nowhere to go as the house is in my name plus has made if known that he may not make it. I don’t want that on my plate do I suppose I’m going to just play it out. He has no family here and I am weak.

    1. I think you are not weak but kind. I am going through something at the moment. Pretty sure I don’t love my husband anymore but with three young children I don’t want to tear the family apart. I find it hard to live with him but have been married 16 years. I think we could muddle along ok if we took the pressure of being a couple away. We already sleep in separate bedrooms but everything else is shared like chores, shopping bills etc as I earn slightly more than him. I wondered if anyone knew if this could work. Just live as friends

      1. Mtoorday,

        I think it can work pretty easily for many women who want to keep their families together, but I am not sure that many men are happy with removing the couple pressure since sex often seems to be a higher priority for them. Many women are not interested in being intimate with someone if there is conflict, they aren’t in love with or physically attracted to anymore. Talk with your husband, if you both agree to it than certainly it can work.

    2. I have the same problem. I’m separated but he stays in the garage and says he will never leave. He quit working and says he will not work and he has nowhere to go and lost all his friends and family is in a different state. He also states suicide. I am weak too but I care too. I’m not sure what to do. I will care for him but my life is on hold.

    3. god dont i know how you feel. we are considering separating but cant really afford it financially and neither of us wants to leave the house or the kids. i have been reading a lot about separating but living under the same roof and am really wondering if this is an option. Our 14 year old daughter might move out if we stay together – my life is such a disaster. i still care but have been a very weak person who is trying hard to stand her ground but as always, i try to please everyone else at the expense of myself

      1. Carri, I’m not sure I’m understanding this right. What do you mean your 14 year old daughter has to move out if he stays? If this is likely to happen, your daughter is your first priority even if you’re under financial pressure. Depending on the reasons why she may move out if you two stayed together, you need to stand your ground as a parent and be strong. Your primary responsibility is towards your child. You need to be with her more than we him, even if he is the bread winner.

  2. My husband and I are as well seperated and have been for 3 months now..we live under the same roof here in NC..we do plan on divorcing..I have moved on myself ..we share the household cooking he pays the bills as they are all his in his name ..He is disabled as well as I and I have no income and no where else to live..so this makes it a bit easier as we have stayed friends..Our home is paid for and when we divorce I do not want the home .. He pays for food and all the expenses with his disability check..its not much but its all he has..this as he says keeps him from being lonely for a while till I do find somewhere to go..and is a convience for the two of us..
    We have seperate rooms as we live in a mobile home we have to share the other rooms..But for now it works for us..

  3. We’ve also been married for 20yrs, together for 28. There is a 14 difference in our age. He is older. I never considered age an issue. I have a 33 yr old daughter that he helped raise. Until she moved out at age 27 she had issues with his attitude. Now she has children and he adores them. I wouldn’t stop their relationship that would be between my daughter and him. I do want a divorce, it’s just extremely difficult living here when he becomes verbally abusive.

  4. I am waiting for my disability to come through. During this time, my husband and I live separately. I don’t cook, I do clean and do laundry. We do sleep in separate bedrooms. He buys the food and helps pay for my medicine. He offers to buy dinner, order out. I do accept most of the time. There are times we get along great but then there are times so horrific I’m blown away. I’m an easy going person, usually let things roll off. He is very critical and mentally abusive. I have no where else to live right now. I go to counseling g to release my emotions. When the time comes that I can afford a divorce I want a certain amount of money from the house. He can keep it, just want my name of it. He will not

    1. Your situation is exactly like mine. I’m stuck and can’t wotk right now due yo health issues. I’m waiting on my disability to go through. I will need a little something to start over with. We will have to sell the home. Mine is an alcoholic, so he’s a financial abuser. Also mentally, verbally and emotionally abusive. I feel so stuck right now, I also go to counseling. I have no where else to go right now, I’m in the same boat

Leave a Comment